We understand that individuals are more successful, experience more fulfillment and live happier lives when they have a clear vision of their future and a deeper understanding of how their vision is being implemented.
Working with your wealth management advisor can help you pursue your goals with precision. Together, you'll go through a comprehensive process for managing your financial life and creating a long-term plan customized to your specific needs. The process starts by examining the wealth management universe and its six modules:
Investment Management: Cash flow analysis; allowing you to know how much to spend, save, and invest for retirement. Investment strategies designed to protect you for today and the future. Risk tolerance; what is your comfort level with risk of investing. This is just a piece of our process to ensure sound investment management.
Risk Management: Helping you to be prepared and financially protected for the expected and unexpected events in your life.
Tax Planning: Tax efficiency is our focus. In working with you or your tax professional to maximize tax free, tax deferred, and taxable income opportunities specific to your situation now and in the future through retirement.
Business Planning: Integrating your business strategies to reflect and formalize your life's desire. Intentional planning for your business today and for the future.
Retirement Planning: This is the most important when you need the money you saved during your working years. An action plan targeted to receive maximum income benefits that you will not outlive based on your lifetime of income and accumulation. This is called the distribution phase.
Estate Planning: A personal "wish list" for your estate. A comprehensive guide or plan you desire for the ones you love. A strategy to transfer, give, or distribute your lifetime's assets on a tax efficient, ethical, and desirable basis.
It is our sincere desire to partner with you and your business to develop the financial "roadmap" that is designed to be advantageous to you.